8 Smart Steps For Safe Shopping Online
Shopping trends are changing day by day. People prefer to shop online and feel more convenient by paying online. As its becoming more popular the risks of frauds are going up too many online shoppers ignore the pitfalls and do not follow even minimum risk protection norms and sometimes this ends with lost of money.
Buying and selling online can be very convenient and rewarding but you always have to protect yourself.Here are some tips that can help you take care of yourself:
Avoid links or pop-ups: Avoid going to an online shopping site through a link or pop-ups, howsoever interesting the offers are. Always type the website address into the address bar. Be wary of tempting offers, as they may be from fraudsters who have created a fake site.
Be Wary Of e-mails: You may receive an e-mail that appears as if it is from the seller that you have shopped online. You may be asked for your personal information to “verify” the accounts or “clear-up” errors that have occurred. Before responding, reconfirm with the seller. Call up and confirm if necessary, or send a mail and act only after you get a response.
Avoid public Wi-Fi to shop: Anytime you enter personal information using a public network, you’re setting yourself up for identity theft. Most Wi-Fi hotspots don’t encrypt your data, so any hacker at your neighborhood Starbucks or wherever you’re sharing Wi-Fi can basically just pluck your identity out of the air if he has the right software. For online shopping always use a secure internet connection.
Shop at Secure Web Sites:
Secure sites use encryption technology to transfer information from your computer to the online merchant’s computer. How can you tell if a Web site is secure?
- Look for HTTPS in the URL rather than HTTP the “s” that is displayed after “http” indicates that Web site is secure.
- Look for a closed padlock displayed on the address bar of your screen. If that lock is open, you should assume it is not a secure site.
Be smartphone safe: Be extra care when shopping with smartphone make sure operating system of your smartphone is updated and equipped with the latest version of antivirus or anti-spyware software. There’s also the risk of your phone being stolen, so make sure it’s password protected so any information you may have stored on it isn’t easily accessed.
Check your credit card statement frequently: Try to check your credit card statement frequently to be updated with your bills and transactions. If you suspect a fraudulent transaction or attempt on your credit card account, contact your credit card provider immediately.
Keep a copy of your orders: Keep your confirmations saved after making an online purchase until you receive your product.